Home Affordability Calculator

This calculator will help new home buyers establish an affordable price range for their new home search based on actual income, mortgage rates and terms, insurance, and tax rates.

Enter Your Data Here
Monthly Income Monthly Debts
Down Payment % Funds available for home purchase
Taxes and Insurance
Annual Property Tax % Annual Hazard Insurance %
Loan Conditions
Annual Interest Rate % Loan Term years
Your Estimated Results
Description Conservative Estimate Agrressive Estimate
Maximum Mortgage Amount
Down Payment
Property Sales Price
Closing Costs
Down Payment & Closing Costs
Funds Surplus / Shortage (-)
Monthly Loan Payment
Monthly Property Tax
Monthly Hazard Insurance
Monthly PMI Insurance
Monthly Housing Expense


Disclaimer: The accuracy of the results of this calculator is not guaranteed as well as their applicability to your particular circumstances. They are intended to give you an idea of what actual mortgage payments would be for different mortgage scenarios. When your ready to finance you should consult a professional, please contact one of the Lancaster, PA Realtors or Mortgage Lenders you'll find here they can accurately calculate your mortgage payment based on your current financial situation and the specific details of the subject property.

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